Mobile Locking Software for EMI Retailers
Sell smartphones on EMI — without the payment risk.
AOPAY Mobile Locking Software helps mobile retailers manage EMI-financed phones with automatic device restriction on missed payments — and instant unlock the moment dues are cleared.
- Sell more phones on EMI, with confidence
- Reduce payment risk on every financed device
- Recover overdue EMIs faster
- Stay in control until the device is fully paid off
Everything you need to sell on EMI safely.
Secure EMI Sales
Reduce the financial risk of offering smartphones on installment plans, so you can say yes to more customers.
Better Payment Control
Stay connected to every financed device throughout its repayment period, not just at the point of sale.
Automated Device Restriction
Devices restrict automatically when EMI commitments aren't met — no manual chasing required.
Faster EMI Recovery
Customers have a clear incentive to pay on time, which means dues get cleared faster.
Easy Integration
Simple installation your team can complete in minutes, with no complex retailer-side setup.
From sale to secured payment, in four steps.
Sell the phone
Retailer sells a smartphone to the customer on an EMI plan, as usual.
Install AOPAY
The retailer installs AOPAY Mobile Locking Software on the device before handover.
Customer pays monthly
As EMIs are paid on time, the device works exactly as expected — no interruption.
Missed a payment?
Device access restricts automatically past the due date, and unlocks the moment dues are cleared.
Built for how mobile retailers actually work.
Device Locking & Restriction
Restrict access automatically when payments are overdue, and release it the moment dues are cleared.
EMI Payment Monitoring
Track every financed device's payment status in real time, from one place.
Retailer Dashboard
See every financed device, its owner, and its payment status at a glance.
Customer Device Management
Manage each customer's device individually, with a full history of payments and restrictions.
Payment Status Tracking
Know exactly which EMIs are current, due, or overdue — before it becomes a loss.
Multiple Device Management
Manage tens or hundreds of financed devices from a single retailer account.
Easy Deployment
Install and activate AOPAY on a new device in minutes, as part of your regular handover.
Secure Financing Support
Built specifically for the way Indian mobile retailers actually finance and sell phones.
Before AOPAY, and with AOPAY.
Before AOPAY
- Customers delay or miss EMI payments
- Retailers struggle to recover outstanding dues
- Manual follow-up calls eat into staff time
- Financial risk increases with every EMI sale
With AOPAY
- Retailers offer EMI with confidence
- Payment discipline improves automatically
- Device control stays with the retailer until dues clear
- Less time chasing, more time selling
FAQ
Common questions from retailers.
Protect your EMI mobile sales with AOPAY.
Request your free demo today and see how AOPAY fits into your shop's existing sales process.