AOPay Logo
Get Started

Complete Healthcare Payment Solutions for Medical Services Providers

AOPAY provides HIPAA-compliant payment processing, automated medical billing, and patient-friendly payment experiences that reduce administrative burden and accelerate revenue collection for healthcare organizations worldwide.

Secure money transfer API enabling instant fund transfers between bank accounts.

Maximize Revenue Collection with Smart Healthcare Payment Processing

Accept patient payments seamlessly across all channels in minutes. Our HIPAA-compliant platform is designed to increase collection rates at every step of the billing cycle – from optimized patient portals and fraud prevention to frictionless payment plans and insurance claim processing optimizations.

HIPAA-Compliant Security

HIPAA-Compliant Security

End-to-end encryption and comprehensive security measures ensure patient data protection while maintaining compliance with healthcare regulations and industry standards.

Automated Medical Billing

Automated Medical Billing

Streamline claims processing, reduce manual errors, and accelerate reimbursement cycles with intelligent automation and direct insurance integrations.

Patient Payment Portal

Patient Payment Portal

Provide patients with a user-friendly portal for viewing bills, setting up payment plans, and managing their healthcare financial responsibilities with ease.

AOPAY Optimize Your Patient Payment Experience

AOPAY's pre-built healthcare payment forms provide an optimized experience for patients. Our platform reduces friction, supports relevant payment methods, and adapts to patient preferences and devices while maintaining strict HIPAA compliance. Build a fully customized patient billing experience and simplify compliance using our flexible integration options designed specifically for healthcare providers.

Flexible Payments

Patient-Centered

Mobile Friendly

HIPAA Secure

Supported Payment Methods:

Credit Cards
Debit Cards
ACH Transfers
Payment Plans
HSA/FSA Cards
Apple Pay
Google Pay
PayPal
AOPAY
CareCredit
Insurance Claims
Electronic Checks
Contactless Payments

Automatically Reduce Healthcare Fraud with Machine Learning

Fraud prevention is built into every AOPAY healthcare account. AOPAY Radar scores every transaction for risk using machine learning models trained on healthcare-specific fraud patterns. On average, Radar helps healthcare providers reduce fraudulent transactions by 32% while maintaining smooth patient experiences.

Advanced Device Fingerprinting

Advanced Device Fingerprinting

Identify suspicious devices and prevent fraudulent payment attempts before they impact your revenue cycle.

Custom Healthcare Rules

Custom Healthcare Rules

Set up custom fraud detection rules specific to healthcare billing patterns and patient payment behaviors.

Dynamic Verification

Dynamic Verification

Implement smart verification processes that adapt based on transaction risk without disrupting legitimate patient payments.

Review Queues

Review Queues

Advanced fraud insights and review queues help staff quickly identify and resolve suspicious healthcare transactions.

AOPAY Maximize Healthcare Payment Acceptance and Prevent Revenue Loss

AOPAY dynamically optimizes payment authorization across thousands of financial institutions with Adaptive Acceptance technology. When a patient payment is declined, we identify the best retry strategies and routing combinations to prevent lost revenue from failed transactions.

Intelligent Healthcare Routing

Intelligent Healthcare Routing

Smart routing designed for healthcare payment patterns and medical billing requirements.

Direct Network Integrations

Direct Network Integrations

Direct integrations with major card networks ensure optimal routing for healthcare transactions.

Smart Payment Retries

Smart Payment Retries

Automated retry logic specifically tuned for healthcare payment patterns and patient financial behaviors.

Patient Card Updater

Patient Card Updater

Automatically update patient payment methods to prevent failed recurring payments for ongoing treatments.

Why Healthcare Providers Choose AOPAYWhy Healthcare Providers Choose AOPAY

Grow revenue with unified healthcare payment experiences. From telemedicine consultations to in-person visits, you can quickly adapt to new healthcare delivery models, acquire new patients, and capture more revenue with our complete healthcare payment platform.

Launch Subscription Health Services

If you offer membership-based care or subscription health services, AOPAY Billing can help you set up recurring payment plans, send automated invoices, and manage patient subscriptions – all with built-in healthcare compliance.

Extend to Point-of-Care Payments

AOPAY Terminal lets you build customized point-of-care payment experiences and unifies both in-person and remote patient payments into a single comprehensive system.

Integrate with Healthcare Systems

Connect AOPAY with your existing EHR, practice management software, patient scheduling systems, and accounting tools through our Healthcare Integration Marketplace.

Healthcare Payment Success Stories

Regional Health System Streamlines Patient Payments

A leading regional health system with multiple hospitals and specialty clinics needed to modernize their patient payment experience while maintaining strict compliance standards.

Challenge

The health system's legacy billing system created friction in the patient payment process, leading to delayed collections and increased administrative overhead. Patients struggled with multiple payment portals across different departments.

Solution

By implementing AOPAY's unified healthcare payment platform, the health system created a single patient payment portal with automated payment plans, mobile-friendly interfaces, and integrated insurance verification. The solution included comprehensive fraud protection and automated reconciliation with their existing EHR systems.

Specialty Clinic Increases Collection Rates

A multi-location specialty clinic needed a solution to improve collection rates while providing flexible payment options for patients with high-deductible health plans.

Challenge

Rising patient financial responsibility created challenges in collecting payments at the point of service. The clinic needed flexible payment plans and better point-of-care collection tools.

Solution

The clinic implemented AOPAY's point-of-care payment solutions with integrated payment plans and HSA/FSA card processing. Automated payment reminders and flexible payment options increased collection rates by 45% within six months.

Telemedicine Platform Scales Payment Processing

A rapidly growing telemedicine platform needed to scale their payment processing infrastructure while maintaining security and compliance across multiple states.

Challenge

As patient volume grew during the telehealth boom, the platform needed secure payment processing that could handle varying state regulations and insurance requirements while preventing fraud.

Solution

AOPAY's scalable healthcare payment infrastructure enabled the platform to process payments across all 50 states with automated compliance monitoring, intelligent fraud detection, and seamless insurance claim processing.

Frequently Asked Questions

How does AOPAY ensure HIPAA compliance for healthcare payments?

Can AOPAY integrate with existing EHR and practice management systems?

What payment methods are supported for healthcare providers?

How quickly can healthcare providers get started with AOPAY?

Does AOPAY offer payment plans for patients?

Build Your Healthcare Payment Experience with AOPAY Experts

AOPAY healthcare payment specialists guide you through optimizing every part of the patient financial experience to improve collection rates and patient satisfaction.

Point-of-Care Payments

Provide seamless payment experiences across all patient touchpoints, from online scheduling to in-person visits.

Recurring Healthcare Payments

Manage subscription health services, payment plans, and recurring treatments with automated billing and patient-friendly payment recovery tools.

Expert Guidance & Compliance

Work with AOPAY healthcare specialists to optimize the patient payment experience while maintaining strict HIPAA and regulatory compliance.