Complete Identity Verification Solution
Our identity verification API combines AI, machine learning, and biometric technology to provide instant, accurate customer verification. From document authentication to facial recognition and AML screening, we automate the entire KYC process.
Whether you're onboarding new customers, meeting regulatory compliance, or preventing fraud, our KYC API delivers real-time results with industry-leading accuracy.
Core Features of AOPAY Customer Verification API
Everything you need for complete digital identity verification and KYC compliance in one powerful API.
Document Verification
Authenticate 10,000+ identity documents from 220+ countries including passports, driver's licenses, national IDs, and residence permits using AI-powered document analysis.
AI Data Extraction
Automatically extract and validate personal information from identity documents with 98.5% accuracy. Extract names, dates, addresses, document numbers, and more in milliseconds.
Facial Recognition
Match customer selfies against document photos using advanced facial recognition API technology with anti-spoofing and deepfake detection capabilities.
Liveness Detection
Prevent identity fraud with liveness detection technology that ensures the person is physically present during verification, blocking photo, video, and mask attacks.
AML Screening
Screen customers against global sanctions lists, PEP (Politically Exposed Persons) databases, and adverse media sources for AML compliance and regulatory requirements.
Address Verification
Validate customer addresses through utility bills, bank statements, and proof of residence documents with automated address extraction and verification.
Age Verification
Instantly verify customer age for regulated industries including gambling, alcohol, tobacco, and financial services with document-based age validation.
Mobile SDKs
Native iOS and Android SDKs for seamless mobile identity verification. Enable customers to complete KYC verification within your mobile app.
Real-Time Verification
Get instant verification results in under 30 seconds. Our API processes documents, performs biometric checks, and returns comprehensive verification status immediately.
How AOPAY Identity Verification API Works
Simple integration, powerful results. Start verifying customers in minutes with our developer-friendly KYC API.
Document Capture
Customer uploads identity document (passport, driver's license, or national ID) via web or mobile interface.
AI Analysis
Our AI engine analyzes document authenticity, extracts data, and validates security features in real-time.
Biometric Check
Customer takes selfie for facial recognition and liveness detection to confirm physical presence.
Instant Results
Receive comprehensive verification report with pass/fail status, confidence scores, and extracted data.
Simple API Integration
Integrate our KYC API using comprehensive SDKs for Python, Node.js, Java, PHP, and more. Our sandbox environment lets you test all features before going live.
// Verify customer identity with our KYC API
POST /api/v1/kyc/verify
{
"document_front": "base64_encoded_image",
"document_back": "base64_encoded_image",
"selfie": "base64_encoded_image",
"document_type": "passport",
"country": "US",
"liveness_check": true,
"aml_screening": true
}
// Response includes verification status, extracted data, and match scoresWhy Go With AOPAY Digital Identity Verification Solution?
Built for banks, fintechs, and digital platforms that demand accuracy, speed, and regulatory compliance.
Highest Accuracy
98.5% accuracy rate with AI-powered document authentication and fraud detection algorithms.
Global Coverage
Support for 10,000+ document types from 220+ countries and territories worldwide.
Lightning Fast
Complete identity verification in under 30 seconds with real-time API responses.
Regulatory Compliant
Meet KYC/AML regulations, GDPR, and jurisdiction-specific identity verification requirements.
Advanced Security
Bank-grade encryption, SOC 2 Type II certified, ISO 27001 compliant infrastructure.
Fraud Prevention
Multi-layer fraud detection including liveness checks, deepfake detection, and document tampering analysis.
Developer-First
RESTful API, comprehensive SDKs, webhooks, detailed documentation, and sandbox testing.
Mobile Optimized
Native iOS and Android SDKs for seamless in-app identity verification experiences.
Cost-Effective
Reduce manual review costs by up to 95% while improving verification speed and accuracy.
24/7 Support
Expert technical support and compliance guidance from our dedicated KYC specialists.
Perfect for Regulated Industries
Our customer onboarding solution serves organizations across financial services and regulated sectors.
Banks & Financial Institutions
Traditional banks streamline customer onboarding with automated KYC verification, reducing account opening time from days to minutes while maintaining compliance.
FinTech Startups
Digital financial services companies integrate identity verification to onboard customers quickly, prevent fraud, and meet regulatory requirements cost-effectively.
Payment Service Providers
Payment gateways and PSPs verify customer identities for account creation, transaction authorization, and fraud prevention in real-time.
NBFCs & Lending Platforms
Non-banking financial companies and digital lenders verify borrower identities, reduce loan fraud, and accelerate loan disbursement processes.
E-Commerce Platforms
High-value transaction platforms verify customer identities to prevent fraud, reduce chargebacks, and build trust in marketplace ecosystems.
Real Estate Platforms
Property rental and sales platforms verify tenant and buyer identities, conduct background checks, and comply with anti-money laundering regulations.
Gig Economy Apps
Ride-sharing, delivery, and freelance platforms verify driver and worker identities to ensure safety and regulatory compliance.
API Aggregators
Platform providers embed identity verification capabilities to offer KYC-as-a-service to their customers and partners.
Key Use Cases for Customer Verification API
Customer Onboarding
Automate digital customer onboarding with instant identity verification, document authentication, and AML screening. Reduce onboarding time from days to minutes.
Account Opening
Enable remote account opening for banking services with compliant identity verification that meets KYC regulations and prevents synthetic identity fraud.
Age Verification
Verify customer age for regulated products and services including alcohol, tobacco, gambling, and adult content with instant document-based validation.
Fraud Prevention
Detects and prevents identity fraud, account takeover, and synthetic identities with multi-layer verification including liveness detection and biometric matching.
AML/KYC Compliance
Meet anti-money laundering and know-your-customer regulatory requirements with automated screening against global sanctions and PEP databases.
Re-Verification
Conduct periodic customer re-verification for ongoing compliance, risk assessment, and account security with automated verification workflows.
Developer-Friendly API Features
Built by developers, for developers. Our API prioritizes ease of integration and reliability.
Comprehensive SDK Support
- ●Python, Node.js, Java, PHP, Ruby, C# SDKs
- ●Native iOS (Swift) and Android (Kotlin) SDKs
- ●REST API with JSON responses
- ●Webhook support for async notifications
- ●Batch processing for bulk verifications
Enterprise-Grade Infrastructure
- ●99.95% uptime SLA guarantee
- ●Auto-scaling for high-volume processing
- ●Global CDN for fast document uploads
- ●End-to-end encryption (TLS 1.3)
- ●Geographic redundancy and failover
Advanced Verification Capabilities
Multi-Document Verification
Verify multiple documents simultaneously for comprehensive identity checks including passport, driver's license, and proof of address validation.
Custom Workflows
Simple form completion with automatic validation and bill amount fetch for accurate payment processing.
White-Label Solution
Embed identity verification into your platform with custom branding, seamless UI integration, and your own domain for native user experience.
Comprehensive Document Coverage
Support for the world's most comprehensive library of identity documents.
Passports
Verify international and biometric passports from all countries with MRZ (Machine Readable Zone) validation and security feature authentication.
National ID Cards
Support for national identity cards, citizenship cards, and voter IDs from 220+ countries with front and back validation.
Driver's Licenses
Verify driver's licenses and learner permits from all US states, Canadian provinces, and international jurisdictions.
Residence Permits
Validate residence permits, work permits, visa stamps, and immigration documents for foreign nationals and expatriates.
Proof of Address
Verify utility bills, bank statements, tax documents, and lease agreements for address validation and residency confirmation.
Other Documents
Support for health insurance cards, social security cards, military IDs, and other government-issued identification documents.
Enterprise Security & Compliance
Your customer data security and regulatory compliance are our top priorities.
Bank-Grade Security
- ●End-to-end encryption for all data transmissions
- ●SOC 2 Type II certified infrastructure
- ●ISO 27001 information security standards
- ●Regular third-party security audits and penetration testing
- ●Zero-knowledge architecture - no data retention after verification
- ●GDPR and CCPA compliant data handling and privacy
Regulatory Compliance
Meet global KYC/AML regulations including FATF recommendations, AMLD5, BSA/Patriot Act, and jurisdiction-specific identity verification requirements. All verifications include comprehensive audit trails and compliance reporting.
Advanced Fraud Detection & Prevention
Multi-layer fraud prevention keeps your platform safe from identity fraud and synthetic identities.
Document Tampering Detection
AI algorithms detect photo substitution, text alteration, watermark removal, and other document manipulation attempts.
Deepfake Detection
Advanced neural networks identify AI-generated faces, deepfake videos, and synthetic identity fraud attempts in real-time.
Anti-Spoofing Technology
Detects presentation attacks including printed photos, digital screens, masks, and video replay attempts during liveness checks.
Device Intelligence
Analyze device fingerprints, geolocation, IP reputation, and behavioral patterns to identify suspicious verification attempts.
Ready to Automate Customer Verification?
Join 1,000+ banks, fintechs, and digital platforms that trust our KYC API for identity verification. Start with our sandbox and experience fast, accurate, and compliant customer onboarding.