Accept Online Payments From Anywere in India with AOPAY Payment Gateway API
Become a Payment Service Provider (PSP) and revolutionize how businesses handle payments. Our secure Payment Gateway API enables single payouts, bulk payouts, and payout links to bank accounts and wallets with enterprise-grade security.
AOPAY Payment Processing API Solution For Businesses
Discover our powerful payment gateway solution through an interactive demo. Explore seamless transaction management, real-time balance dashboards, store and merchant management, automated payout processing, and advanced analytics — all designed to empower modern businesses.
Real-time Transaction Monitoring
Track all payment transactions, payout statuses, and wallet balances in real-time through our intuitive merchant dashboard.
Automated Payout Management
Streamline your payout processes with automated bulk transfers, scheduled payments, and intelligent routing to optimize transaction costs.
Multi-Store Management
Manage multiple business locations, online stores, and payment channels from a single, unified platform.
AOPAY Enterprise Payment Gateway Solution for World-Class Businesses
Comprehensive Payment Solutions for Every Business Model
Empower various business types including e-commerce marketplaces, brick-and-mortar stores, SaaS platforms, subscription services, and digital marketplaces. Our payment solution supports diverse payment acceptance channels and payout methods.
Automated Payment Acceptance and Payout Processing
Maximize flexibility with customizable payment transaction flows. Offer frictionless payment processing for in-store purchases and secure online payment services, while allowing instant payouts to bank accounts and digital wallets.
Seamless Multi-Channel Payment Support
Allow merchants to accept credit card payments, process digital wallet transactions, handle bank transfers, and manage various payout methods across Indian markets.
Advanced Payment Gateway API Features & Capabilities
AOPAY payment processing solution streamlines business operations with top-tier UI design and comprehensive functionality. Help merchants achieve higher efficiency, grow their customer base, and maximize profits through secure payment processing and automated payout solutions.
Online Payment Processing
- Online merchant registration and onboarding
- Web payment acceptance via hosted payment pages
- Host-to-host API integration
- Customizable checkout page experiences
- PCI DSS compliant payment processing
Payment Initiation & Requests
- Automated invoice generation and sending
- Payment requests via push notifications
- Dynamic QR code generation with transaction data
- Payment links via email, SMS, and messaging platforms
- Scheduled and recurring payment requests
Flexible Payment Acceptance
- In-store payments via credit/debit cards
- Digital wallet integration (Apple Pay, Google Pay, etc.)
- Bank account direct payments
- Online checkout page payments
- Tip and gratuity acceptance
Instant & Scheduled Payouts
- Real-time payouts to merchant bank accounts
- Card-based settlement payments
- Mobile wallet payout distribution
- Bulk payout processing
- Scheduled payout automation
Receipt & Documentation
- Automated receipt generation
- Email receipt delivery
- Transaction history management
- Customizable receipt templates
- Digital receipt storage
Refund & Dispute Management
- Automated refund processing
- Customer-initiated refund requests
- Chargeback management
- Dispute resolution workflows
- Merchant digital wallet integration
Individual & Corporate Clients
- Streamlined onboarding with 2FA security
- Comprehensive customer profiles and settings
- Ongoing KYC/KYB compliance with trusted vendors
- Card and IBAN linking to accounts
- Fund transfer, payment requests, and other key features
Merchant Solutions
- Offline payment acceptance (POS terminals, QR codes)
- Online payment gateway integration
- Optimized checkout page experiences
- Advanced dispute resolution tools
- Comprehensive reporting and analytics
- Real-time transaction monitoring
System Management & Control
- Flexible fee and limit configuration
- Integrated CRM and customer chat support
- Detailed transaction monitoring and reporting
- AML and anti-fraud officer workspace
- User action history and audit trails
- Advanced reconciliation and settlement
Online Payment Processing
- Online merchant registration and onboarding
- Web payment acceptance via hosted payment pages
- Host-to-host API integration
- Customizable checkout page experiences
- PCI DSS compliant payment processing
Payment Initiation & Requests
- Automated invoice generation and sending
- Payment requests via push notifications
- Dynamic QR code generation with transaction data
- Payment links via email, SMS, and messaging platforms
- Scheduled and recurring payment requests
Flexible Payment Acceptance
- In-store payments via credit/debit cards
- Digital wallet integration (Apple Pay, Google Pay, etc.)
- Bank account direct payments
- Online checkout page payments
- Tip and gratuity acceptance
Instant & Scheduled Payouts
- Real-time payouts to merchant bank accounts
- Card-based settlement payments
- Mobile wallet payout distribution
- Bulk payout processing
- Scheduled payout automation
Receipt & Documentation
- Automated receipt generation
- Email receipt delivery
- Transaction history management
- Customizable receipt templates
- Digital receipt storage
Refund & Dispute Management
- Automated refund processing
- Customer-initiated refund requests
- Chargeback management
- Dispute resolution workflows
- Merchant digital wallet integration
Individual & Corporate Clients
- Streamlined onboarding with 2FA security
- Comprehensive customer profiles and settings
- Ongoing KYC/KYB compliance with trusted vendors
- Card and IBAN linking to accounts
- Fund transfer, payment requests, and other key features
Merchant Solutions
- Offline payment acceptance (POS terminals, QR codes)
- Online payment gateway integration
- Optimized checkout page experiences
- Advanced dispute resolution tools
- Comprehensive reporting and analytics
- Real-time transaction monitoring
System Management & Control
- Flexible fee and limit configuration
- Integrated CRM and customer chat support
- Detailed transaction monitoring and reporting
- AML and anti-fraud officer workspace
- User action history and audit trails
- Advanced reconciliation and settlement
Maximize Revenue with Flexible Payment Gateway Pricing Models
Optimize your payment processing business profitability through intelligent fee structures and personalized merchant pricing strategies.
Diversified Pricing Strategies
Manage payment processing fees independently from card fees and wire transfer costs to achieve maximum pricing flexibility and competitive positioning.
Personalized Merchant Tariffs
Easily customize pricing structures for different customer segments. Implement individual tariff plans to meet specific business contract requirements and maximize merchant retention.
Risk-Based Transaction Limits
Effectively manage potential risks by implementing turnover and transaction limits for specific merchant segments based on comprehensive risk assessment profiles.
AOPAY Ready-to-Deploy Payment Processing Infrastructure
AOPAY payment processing solution includes pre-integrated providers for essential functionalities including payment acceptance, card issuance, and comprehensive KYC/KYB compliance solutions.
Accelerated Time-to-Market Solutions
AOPAY merchant payment processing solution provides a streamlined path to product development, positioning your business for rapid offline and online payment processing product launches.
Flexible Deployment Options
Choose from hybrid-cloud deployment for cost-effective quick launches or source code licensing for complete control and vendor independence.
Regulatory Compliance Support
Access source code to customize your payment solution for specific regulatory standards and ensure compliance across multiple jurisdictions and markets.